This is a grimmer (and much less enjoyable!) version of a conversation we have with many clients.
If we knew exactly when we will pass, then we could spend our last dime on our last day. But of course, retirement is an indeterminate length, so we have to plan for uncertainty. Instead of telling you when you "needed to die", we'll tell you how much you can spend to remain on a safe, sustainable path.
The bottom line in our conversations and the significance of the cartoon is SAVE SAVE SAVE!!!