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Target Allocation
We begin with a target asset allocation, which represents a reasonable static asset allocation for your long-term investing. This allocation serves as a frame of reference to help ensure consistent, disciplined decisionmaking. It also serves as a benchmark against which we measure conviction as well as value added (alpha). |
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Active Asset Allocation
We adjust your target asset allocation to take advantage of opportunities consistent with your long-term goals. We conduct an in-depth analysis of fundamentals and valuations |
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Active & Passive Management
Our independence enables our firm to use a combination of active and passive management in determining investment vehicle decisions. We take into account management experience, possible value add (alpha) and style when pursuing active management. When evaluating passive management, we look at market and cost efficiencies as well as consistency of those vehicles. Depending upon our strategy at a given time, we may underweight and overweight passive versus active management. |
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Monitoring
We review your portfolio on an ongoing basis against benchmarks specific to your portfolio. We use a thorough methodology to determine your portfolio’s performance on both an absolute and a relative basis, your tax situation and progress toward your goals. These benchmarks serve as our report card, which we share with you quarterly through detailed performance reports. |