There’s a lot of retirement planning content out there.  And it runs the expected gamut — transitioning from accumulation to decumulation, coordinating Social Security benefits, managing investments, making healthcare decisions, and so on. Those are important. But it almost always assumes both you and your spouse are aligned on the fundamental question:  Are we ready […]

“When should I retire?” It’s a straightforward question that implies a straightforward answer: a specific date that you stop working and transition to a workless life. Maybe it’s your 65th birthday. Maybe it’s the day you hit your retirement savings target. Maybe it’s when you’ve simply had enough of the corporate grind. Except retirement isn’t […]

“How much money do I need to retire?” It’s a question everyone asks at some point. And the expectation is usually that a financial advisor, retirement calculator, or rule of thumb will provide a definitive answer. A specific number — $2 million, $3 million, whatever it is — that represents “enough.” The reality is that […]